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Is Sewage a "Pollutant"?

A contractor accidentally caused a sewer line to collapse, resulting in a backup into a nearby home. The CGL insurer denied the claim, citing the pollution exclusion. Is sewage a "pollutant" under the CGL? Does the pollution exclusion apply? (Note: Even if the sewage is a "pollutant," that doesn't necessarily mean the exclusion applies...read more to find out why.)

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