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Is the Absolute Pollution Exclusion Really Absolute?

Author: Chris Boggs


​In this 34-page Big "I" Virtual University Risk & Reality Report, author Chris Boggs answers the question: Is the absolute pollution exclusion really absolute? (Hint: NO!)

The Commercial General Liability (CGL) policy contains what is generally referred to as "the absolute pollution exclusion" or "APE". Well, this APE isn't nearly as "absolute" as it sounds. Exceptions within the exclusion give back coverage for claims your insureds may experience. The bad part about this APE? Carriers truly believe it is absolute - and you need to be able to point out when they are wrong (proving your point with the clear policy language).

If you've ever heard that a crushed grape was considered a pollutant, you need to read this report.

Check out this Risk & Reality Report's Table of Contents​.


What is a Big "I" Virtual University Risk & Reality Report?

Our Risk & Reality Reports​ are white papers adapted from various Big "I" Virtual University webinars and articles written by some of the industry's leading experts.

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