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The Homeowners Policy and Sewer Backup

Homes and the personal property within them are the frequent victims of sewer backup that originates on or off the residence premises. The question is, to what extent, if any, are these losses covered or excluded by the ISO HO program and its various coverage forms and endorsements? These questions are answered in this definitive article from VU faculty member, David Surles, CPCU, RPLU, AAI.

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