VU Resources

Trailer-Related Liability Chart

Here’s your one-stop-shop for Liability Coverage for Trailer-Related Liability: Primary and Excess Protection.

Auto Statutes by State

State laws vary regarding auto policies, personal and commercial. Each state prescribes its own minimum limits and other required coverages. Some state require Uninsured Motorist (UM) and some states require…

Car crash dangerous accident on the road. SUV car crashing beside another one on the road.

Development

Big “I” Virtual University Articles ?Should the Agency Receptionist Be Licensed Who Should Be Licensed in the Agency Testing for Producers.. How to Find the Fourteen Percenters? Agency Management: Contracts…

New Homeowners Endorsements Help Solve Huge Coverage Gap

Earlier this year, the Insurance Services Office (ISO) introduced six new Homeowners endorsements that have been described as “the most important change in the Homeowners Program in 40 years.” The…

Big wooden home and small wooden home on grass. Home loan or building home or family concept. Home in nature.

ISO Files Most Important Homeowners Change in 40 Years

In 2001, we learned of a potentially catastrophic coverage gap in most homeowners policies. For the past 14 years, we have written about this and discussed it in seminars and…

Female hands, a small wooden house and keys as an idea for investing in your own home and achieving the goal of buying real estate. Background for your idea

The Commoditization of P&C Insurance

This article is a wake-up call from consultant Chris Burand: “The independent agency system constantly emphasizes how important agents are to clients in choosing the right coverage. While agents can…