Insurance agents should recognize that an artificial intelligence policy (AI) is only a starting point, not a complete risk-control system. Agencies need practical controls that identify where AI is used,…
Alcohol-fueled assault and battery (A&B) claims continue to arise in bars, “gentlemen’s” clubs, hotels and habitational risks, even as violent crime declines nationally. This article examines why A&B exclusions have…
An insurance agent accepts an attractive account despite lacking experience with that type of operation, only to face a costly dispute after a major loss reveals overlooked exposures that resulted…
Did you know there’s a small fix for your insureds who don’t want to submit gun schedules to their insurance company? Read on for a quick overview of one coverage…
Did you ever wonder what the carriers are up to? According to one group of experts at Insuraviews, a lot of change is afoot, at least with coverage enhancements, exclusions…
Americans adore their pets. However, many struggle to pay the rising cost of veterinary care. According to MSN, one in five U.S. pet owners hold at least $2,000 in pet…
Did you know that almost a quarter of Americans speak a language other than English at home? Are you missing business opportunities to either work with or refer these clients?
ACORD recently released a new edition of the ACORD 25 (2025/12), now in use. Here is a clarification to any confusion about listing contract not policy limits.
For a total loss of a condominium association’s premises, many chose not to rebuild. This can occur for a variety of reasons. These include insufficient limits to recover the full…
This article explains the current directors and officers (D&O) insurance market and offers strategies so that insurance agents can educate their commercial clients of the importance of D&O in today’s…
