Input from ACORD Regarding Recent Changes to the ACORD 25
ACORD recently released a new edition of the ACORD 25 (2025/12), now in use. Here is a clarification to any confusion about listing contract not policy limits.
VU Resources
Know Your Role with Bank and Lender Policy Inquiries
With the ever-changing landscape of homeowners insurance, lenders and banks are raising the bar on policy documentation requirements. This shift is reshaping the way insurance agencies engage with their clients and financial…
Life Insurance Marketing Materials as an Extension of Agency Operations
As independent property & casualty (P&C) agencies continue to evaluate ways to broaden services and strengthen client relationships, life insurance remains a common consideration. While product access and licensing often…
After Medicare Open Enrollment: What Medicare Reveals About Agency Operations, and What to Fix Before Next Year
When Medicare Annual Enrollment Period (AEP) ends, the immediate pressure lifts, but the most instructive phase often begins. Phones are quiet. Deadlines pass. Teams finally have room to reflect on how the…
Back to Basics – Business Entity (LLC) Named Insured on an HO-6 Policy
One of our Big “I” members recently asked our experts the following question. A partnership entity jointly owns a Beach Condo (13 different partners). For property and liability coverage, an…
Introducing the Power of Home Inventory Artificial Intelligence
With more climate-related risks affecting homeowners, helping your clients itemize their home inventories before a loss occurs can save them hours of time and help them recoup more of their…
A Real-World Insurance Learning Laboratory Revisited
Since the original wildfire article with this title was written six years ago, the frequency and severity of these real-world natural catastrophe learning laboratories continue to challenge our understanding of the insurance…
The Insurance Agent’s Guide to Selling Flood Insurance
You don’t have to be an expert in flood insurance to help your clients feel secure and position yourself as a valuable resource within your community. Here is a guide to understanding flood insurance essentials and…
Don’t Let Water Damage Claims Drown Your Agency’s Profits
In 2021 according to the Insurance Information Institute (III), almost 24% of losses under homeowners insurance arose from water damage (including freezing-related) claims. From 2017 to 2021, III reports that…
Costly Coverage Mistakes
Are you losing clients to online insurance carriers? Do you worry that an issue of inadequate limits, coverage gaps, or payment snafus can expose your agency to an errors and…
