Book Roll Basics – Members Only
Book rolls made better: Protect your agency against errors and omissions.
VU Resources
Book Roll Basics
Book rolls made better: Protect your agency against errors and omissions.
Should We Obtain Signed Applications from Our New Insureds We Obtain Via Broker of Record?
Our Ask an Expert service answers this question. Q. Should we obtain a new signed application from a client we obtain via AOR or BOR? Or should we contact the former agent to obtain…
After Medicare Open Enrollment: What Medicare Reveals About Agency Operations, and What to Fix Before Next Year
When Medicare Annual Enrollment Period (AEP) ends, the immediate pressure lifts, but the most instructive phase often begins. Phones are quiet. Deadlines pass. Teams finally have room to reflect on how the…
Choosing the Right E&O Coverage for Your Insurance Agency
Not all agency errors & omissions carriers and policies are alike. While it’s always tempting to use price as the primary factor in selecting coverage, this information can help you…
Understanding Coverage for Rip and Tear Costs in Commercial General Liability Policies
Defective work in construction projects often leads to more than just repair costs. Contractors must also account for “rip and tear” expenses—the costs of accessing and removing faulty components—which can…
The Future of Risk: Verisk Navigates an Evolving Risk Landscape
Today’s insurance agents and brokers must recognize new and emerging risks and rapidly evolving coverage limitations to help best protect their customers. For over two decades, Verisk, or ISO as we old-school…
Navigating Commercial Auto Insurance: Understanding Hired, Non-Owned, and Drive Other Car Coverages
As part of their agency’s best practices, many agents require their commercial clients to obtain hire and non-owned coverage to protect the agency against errors & omissions claims when their…
Should We Obtain Sign Applications from Our New Insureds We Obtain Via Broker of Record?
Obtaining business through an Agent or Broker of Record (AOR/BOR) is a popular sales tactic these days. Our Ask an Expert service answers the question: Should we obtain a new…
Defeating Workers’ Compensation Fraud—How Agents Can Educate Clients to Prevent Fraud
Workers’ compensation fraud experts estimated in 2022 that work comp fraud cost the U.S. $34 billion (about $100 per person in the US) annually. This number excludes self-insured employers. This…
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