Commercial Lines

The Coming and Going Rule in Workers’ Compensation Claims

The coming-and-going rule in workers’ compensation claims management can determine whether an adjuster or administrative law judge finds an injury compensable. Because each state drafts its own workers’ compensation laws,…

DBAs: Back Again, With a Not Necessarily Surprising Decision

Massachusetts highest court refuses to expand coverage beyond “DBA” in named insured, resulting in no coverage for $14m consent judgment in April 2022. Read on to learn more.

Joint fundraising. Attracting specialists to work and financing them. Corporation, joint venture. Team building to make a profit.

Personal and Advertising Injury Primer

Coverage Part B of the CGL is often overlooked. The focus seems to be on Bodily Injury and Property Damage (Coverage Part A); however, personal and advertising injury is an…

House model in cracked asphalt. Earthquake disaster

When Does Injury or Damage “Occur”?

An agent asks: When coverage is provided by two different carriers for two different policy periods and injury or damage occurs, which CGL policy should respond to the loss?

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