Commercial Lines

If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.

Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.

If you’ve ever heard that a crushed grape was considered a pollutant, you need to read this report.

Business income is the most undersold property coverage likely because it is the most misunderstood and scary. In reality, BI is quite once these basic concepts are understood.

Learn how to complete the business income worksheet (CP 15 15), a worksheet that has frightened insurance practitioners for decades.

We do a bad job of explaining the concept of “replacement cost” and tend to tell clients they will get new stuff for old junk. This may be partially true,…

Gain a better understanding of the four key Property Underwriting factors – Construction, Occupancy, Protection, and Exposure (COPE).

Insurance Services Office (ISO) filed several important commercial property changes effective September 1, 2017.

Two key questions are answered in this report – what makes an injury or disease compensable under workers’ compensation and who is covered by the work comp policy.

When employees travel out of state for work, real work comp coverage gaps can exist; and these gaps could leave the employer without the necessary protection they THOUGHT they purchased…