Access Habitational from Honeycomb
Honeycomb Insurance is a digital MGA specializing in tailored property and casualty coverage for landlords and condominium associations. Big “I” Alliance Blue is pleased to welcome Honeycomb to our product lineup, available in AZ, CA, CO, CT, GA, IL, IN, MA, MD, MI, MN, NC, NJ, OH, PA, TX, UT, VA, WA & WI.
- Admitted and non-admitted available
- Up to $25M total insurable value with broadening enhancements—including sewer backup, ordinance & law, equipment breakdown, employee dishonesty, and more
- Condo associations
- 1–4-unit single-family rentals
- Apartment buildings
- NO coastal, wildfire, flood, or quake
Additional Options for Habitational through Alliance Blue
The Hartford
- Apartments and residential condos only
- 30 years or newer (very strict)
- Maximum account size: Total Insured Value $20M/location, $40M/account
- Ineligible risks: Seasonal occupancy, resorts or timeshare properties, dwellings, college housing, senior/assisted living or nursing homes.
- Availability: All states except AK & HI
Travelers
- Apartments and residential condos only
- Less than 30 years old or FULLY replaced
- Maximum account size: Total Insured Values $10M/Building $75M/Account
- Ineligible risks: Seasonal occupancy, resorts or timeshare properties, dwellings, college housing, senior/assisted living or nursing homes.
- Availability: All states except AK, FL, & HI
Arlington Roe
- Admitted and non-admitted options
- Apartments
- Airbnb/short-term rentals
- Boarding/rooming homes
- Cooperative housing
- Condominiums/townhomes
- Dwellings – LRO
- Mixed-use occupancies
- Rentals
- Student Housing
- Subsidized Housing
- Availability: IA, IL, IN, KY, MI, MN, MO, NE, OH, TN & WI
MiddleOak – Admitted & Non-admitted
Worlds Apart – Apartment Program
- Market rate apartments
- Affordable housing
- Senior housing (independent)
- Student housing (off-campus, privately owned, no freshmen, fraternities, or sororities)
- Rental condos
- Tax credit programs – public housing
- Mixed apartments office/Mercantile
- Availability: AR, AZ, CT, DE, IA, ID, IN, KY, MA, MD, ME, MI, MO, NC, NH, NJ, NY, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA, & WI
CAPsureSM Condominium Program, No short-term rentals/Air BnB’s/VRBOs
- Condo associations
- Homeowners association
- Availability: AR, AZ, CT, DE, IA, ID, IN, KY, MA, MD, ME, MI, MO, NH, NJ, NY, NV, OH, OR, PA, SC, TN, UT, VA, VT, WA, & WI
This is just a short review of appetite & availability. More details on ineligible risks and carrier specific supplements are in the portal. For more information on these markets, log in to Big “I” Alliance Blue.
