Insurance_Illustrated

Running MVRs for Commercial Auto Clients

Agents often get pulled into spots they don’t need to be; one of those is pulling MVRs for commercial auto clients. If asked to run MVRs for your commercial auto…

Businessowners Policy Endorsement Changes

ISO’s Businessowners program remains very adaptable to ever-occurring changes in the business environment. The fact that the program has remained relevant and adaptable over the past four decades is a testament to their endurance. Enter the…

A Real-World Insurance Learning Laboratory Revisited

Since the original wildfire article with this title was written six years ago, the frequency and severity of these real-world natural catastrophe learning laboratories continue to challenge our understanding of the insurance…

A forest glows as the fire burns out of control on a mountain hillside in the Pike National Forest behind the Platte Canyon High School as it works it way through the pine trees above highway 285 near the small town of Bailey, Colorado.

The Insurance Agent’s Guide to Selling Flood Insurance

You don’t have to be an expert in flood insurance to help your clients feel secure and position yourself as a valuable resource within your community. Here is a guide to understanding flood insurance essentials and…

Are Your Clients Prepared for Heat Risks?

Dehydration, heat stress, and heat stroke can escalate quickly during the summer months. Left untreated, these conditions are not just harmful but can also be life-threatening. With warmer weather on…

Strong Financial Controls Can Help Prevent Producer Embezzlement in Insurance Agencies

Insurance agencies that entrust producers with client billing need strong financial controls to mitigate embezzlement risks. Embezzlement is a crime of opportunity. When employees can access funds, billing software, or…

Saving money concept Man hand putting Row and coin Write Finance Saving money concept Man hand putting Row and coin Write Finance

Professional Liability: 13 Reasons Not to Ask for Additional Insured Status: Understanding Professional Liability Insurance

Professional liability (also known as Errors & Omissions insurance) protects against errors, omissions, negligence, and breach of duty in the rendering of, or failure to render, professional products or professional services…

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