Commercial Lines

Church-Owned, Pastor Insured: Is This Correct?

An agent asks: A vehicle is registered to a church that provides the vehicle to the senior pastor and his wife for their personal use. The vehicle is insured on…

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Coronavirus Revisited – Should the Business Income Policy Respond?

During the pandemic panic, one of the most common question received by the VU was, “Does the Business Income policy cover government-mandated shutdowns?” The answer then and the answer now…

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Food Delivery and the Business Auto Policy

Thousands of restaurants engage in food delivery. This is, by no means, a new phenomenon. With that reality in mind, two questions arise: Is the restaurant covered for food delivery…

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Cracking the Condominium Conundrum

How can a policy generating about $75 in revenue cost you $5,000, $10,000, or more? Believing that writing an HO-6 is quick and easy is the beginning of an E&O…

Row of colorful, red, yellow, blue, white, green painted residential townhouses, homes, houses with brick patio gardens in summer

Condo Cases of Crime and D&O Defects

Cases of criminal embezzlement within community associations are undeniable, and the crimes range in boldness and severity. Any D&O policy defects can leave your condominium clients uninsured.

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Wrap-Ups, OCIPs, and CCIPs

For insurance agents and brokers who provide services to construction managers, general contractors, and subcontractors – this is a MUST READ REPORT.

Executive Liability: Current Trends in D&O Liability and Insurance

Learn the current claims trends in D&O liability, where it’s headed, trends in future claims, and the important D&O insurance coverage and policy wording issues.

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Contractual Risk Transfer, Additional Insureds, and More

If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.

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