Commercial Lines

Are Donations Made to Non-Profits Covered in a Business Income Loss?

Business income and extra expense coverage can be difficult claims to handle, and filling out the business income worksheet must be done with care. In this question, an agent asks if donations the non-profit include on their profit & loss statement covered after a loss. Our experts chime in, and this article is worth a…

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CGL Cross Liability

Recently, our “Ask an Expert” service received a rash of “cross liability” questions. The term “cross liability” deals with whether or not one insured can sue another under a liability policy. Requests to provide this coverage under a CGL policy usually arise from ignorance on the part of people who have led someone to believe…

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