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VU Consumer Articles

Below is a listing of Virtual University articles that have been rewritten from a consumer perspective. These articles are provided in Microsoft Word format, except where noted, and were developed so that IIABA members could use them in their communications (newsletters, flyers, web site, etc.) with their clients or in local media publications. You are free to personalize these articles for your agency, including adding your byline, but be wary about changing the technical content. Also keep in mind that policy coverages change and your carriers' forms may not track with the ISO forms which are the basis for these articles.
These articles are provided as a FREE service ONLY to IIABA member agencies. If others are interested in reproducing any of these articles, please review the reprints page.

Homeowners Articles


Personal Auto Articles


Commercial Insurance Articles

Note: If there are any other articles in the VU Research Library that you would like to see converted to consumer versions, email a link to the article to 
Last Updated:  December 3, 2015
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