VU Resources

Why Ask the Underwriter

When agents have coverage questions, they sometimes ask the underwriter for a coverage interpretation. Interested and concerned members of the VU faculty want to know why in the world you…

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Why Ask the Underwriter?

When agents have coverage questions, they sometimes ask the underwriter for a coverage interpretation. Interested and concerned members of the VU faculty want to know why in the world you…

The Great Bad Faith Myth

Randy Maniloff, an attorney and insurance expert, discusses what is really required before a carrier can be found guilty of bad faith. The threshold for bad faith is more than…

The Circular Relationship Between Contractual Risk Transfer, Insurance and Certificates of Insurance

Contractual risk transfer is often confused with insurance coverage; and certificates of insurance are ALWAYS confused for a document with any real meaning or power. This article focuses on one…

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Are You Applying the MOST Basic CGL Coverage Rule?

Before reviewing the exclusions, exceptions, and exceptions to exceptions, you must confirm the loss even qualifies for coverage based upon the grant of coverage found in the insuring agreement.

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How Much “Loss Of Use” is Needed for “Property Damage”?

Most general liability coverage cases, that address whether “property damage” has taken place, focus on the “physical injury to tangible property” aspect of the definition. You can see that a…

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I’m Shopping for a New Insurance Agent

Agents owe their clients a certain level of service, but what is that level? What should be the agent’s role? What standards of care are reasonable to properly assure an…

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Insurance: A Once Honorable Profession

Insurance was an honorable profession, the habitat of honorable professionals. It can be again, can’t it? Only we can pull us from a fate from which there is no escape.

2018 Future One Agency Universe Study

CHECK YOUR EMAIL FOR YOUR UNIQUE ACCESS LINK AND TAKE THE SURVEY TODAY! During the past week, all IIABA members were asked to participate in the 2018 Future One Agency…

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