VU Resources

Murals Revisited

If your client has a mural on the inside or outside of the building, how do you cover it? Is it covered by the property policy? Is there any special…

Paper colorful people and a red heart. The concept of love and kindness, donation

3 Questions That Measure Your Professionalism

About the time you become satisfied with your knowledge level, figuring you know all there is to know, you become a danger to yourself and everyone else. For example, the…

A Word About Murals

If your client has a mural on the inside or outside of the building, how do you cover it? Is it covered by the property policy? Is there any special…

lots of people holding lightblubs

Apples-to-Apples Agents – Please Don’t Be One

First, you should never “quote” a policy; and second, you should never propose coverage that only matches what the insured had previously. If all you provide is an “apples-to-apples” proposal,…

A Brief Synopsis of ISO’s Last Major PAP Changes

ISO has introduced a major change to its Personal Auto program; the largest change in many years. As part of this change key provisions of the “base” PAP (PP 00…

Car insurance concept with car toys on white desk background top view copyspace

Rental Cars and Insurance: I Was Wrong (Sort of)

When your insured rents a car is the coverage provided by his/her personal auto policy primary or excess? The reality is, there is no one answer. The answer is a…

A car protected under a glass dome bubble. Car insurance concept. Generative ai.

Three Personal Auto Questions Every Agent Must Know How to Answer

Regardless what the commercials tell us, personal auto coverage is not one-size-fits-all. Every insured has unique arrangements and exposures. These lead to uneasiness and questions – hopefully. This article attempts…

traffic jams in the city, road, rush hour

Alternatives to Business Income Coinsurance

Non-BOP business income coverage is written on a coinsurance basis; however, some agents are afraid of coinsurance for a couple reason: 1) they don’t know how to develop the proper…

Blue piggy bank under red umbrella on wooden table with white wall background copy space. Savings money protection, money risk management, pension or retirement planning, wealth concept.

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