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One of the most important early concepts you will learn in insurance is this: What makes a risk insurable? This article helps to explain the elements of an insurable risk.  

Have you heard of the Big “I”s Technical Affairs Committee? This committee is probably one of the least discussed yet very important task force working to improve coverage on behalf of agents and consumers.  

Our Ask an Expert helps provide best practices for reading the policy to understand water damage coverage.

As your Big “I” coverage gurus watched generative AI exclusions brought into the commercial general liability policy, we knew they would soon become a part of many liability policies. While…

A recent Arizona mishap highlights the importance of pollution liability coverage for contractors. Many plumbing and other contractors work under the misunderstanding that their general liability coverage is sufficient to…

Book rolls made better: Protect your agency against errors and omissions.

Book rolls made better: Protect your agency against errors and omissions.

Our Ask an Expert service answers this question.   Q.  Should we obtain a new signed application from a client we obtain via AOR or BOR? Or should we contact the former agent to obtain…

When Medicare Annual Enrollment Period (AEP) ends, the immediate pressure lifts, but the most instructive phase often begins. Phones are quiet. Deadlines pass. Teams finally have room to reflect on how the…

Not all agency errors & omissions carriers and policies are alike. While it’s always tempting to use price as the primary factor in selecting coverage, this information can help you…