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What is a Replacement Cost Estimator?

Replacement cost estimators are a tool in the property underwriting process, but they are not intended to be exact. They are an organized guess based on data that changes, at…

Mortgage calculation, buy and sell house or real estate or cost and expense for house owner concept, small wooden house on white calculator on wooden table.

STDs and the Personal Auto Policy: Part 3 of 3

The jaw-dropping case of a $5.2 million award against GEICO for transmission (excuse the pun) in a car of a sexual disease, human papillomavirus (HPV), is one for the books.…

Medical blue background doctor with a stethoscope

Working with Adjusters to Get Claims Settled

Agency personnel have typically taken one of three approaches to agency claims handling – a hands-off approach – “It’s between you and the insurer”; an overly involved approach, focused on…

Construction Risks Becoming Harder to Place

Construction risks are becoming harder to place and premiums continue to increase. With the construction starts expected to increase by about 7% in 2024, now is an opportune time to…

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