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Understand the coverage gaps that create the need for this coverage, how the policy works, and who needs this coverage.

If you deal with construction clients, you deal with contractual risk transfer, additional insureds, and primary and noncontributory problems.

Learn about the five of the most common contractor risk exposures: contractual risk transfer; properly extending insured status; business auto issues; misuse of the absolute pollution exclusion; and professional and…

Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.

If you’ve ever heard that a crushed grape was considered a pollutant, you need to read this report.

Without hyperbole, thousands of COI are issued every day, and most of them are issued improperly. As if the COI problem wasn’t enough, there’s a NEW “gotcha” in town -…

Ridiculous requests and difficult situations regarding Certificates of Insurance never go away. Here you’ll be able to review the purpose of certificates, get answers to the 21 most common questions…

Business income is the most undersold property coverage likely because it is the most misunderstood and scary. In reality, BI is quite once these basic concepts are understood.

Learn how to complete the business income worksheet (CP 15 15), a worksheet that has frightened insurance practitioners for decades.

We do a bad job of explaining the concept of “replacement cost” and tend to tell clients they will get new stuff for old junk. This may be partially true,…