Article

Insuring a ‘Box of Air’

Although the unit owner doesn’t own the entire structure, they may have responsibility for insuring some “real property” elements that are part of the building. And the only way to…

Condo Laws

Need help finding the condominium laws of each state? This reference gives you the condominium law, the horizontal property law, the common ownership law, or whatever it is called of…

Condo Laws

Need help finding the condominium laws of each state? This reference gives you the condominium law, the horizontal property law, the common ownership law, or whatever it is called of…

Property investment and house mortgage financial concept. buying, renting and selling apartments. real estate. Wooden house in a shopping basket. credit, affordable housing for young families. copy space

Condo Associations and the NFIP

What happens with there is not enough coverage from the NFIP to cover the condo association. Do the unit owners purchase their own coverage or does the association have to…

Male hand placing a Buy/Sell sign in a house made of wooden blocks and pegs in a conceptual image of real estate market. Over yellow background.

Condo Associations and the NFIP

What happens with there is not enough coverage from the NFIP to cover the condo association. Do the unit owners purchase their own coverage or does the association have to…

House choice and real estate concepts, original 3d rendering

What Should Agents Do in the Face of Personal Lines Commission Reductions?

What should Independent Agents do when faced with personal lines commission reductions? My answer: Fight for your position in distribution and add the value you should be adding, even in…

Car insurance document, with a vehicle and policy, 3D illustration, copy space for text,

The Unseen ‘Magic’ Behind Commercial Property Underwriting

COPE underwriting is the basis for commercial property underwriting and has been for nearly 400 years. Understanding Construction, Occupancy, Protection and Exposures is imperative to properly present and underwrite property…

I Lost Income Because of _______; Do I Have Coverage?

Business income coverage responds only when certain conditions are met. Simply losing business income is not enough to trigger coverage. This article explores the conditions that must be met using…

GLB – Compliance is NOT an Option

American citizens are becoming increasingly concerned with the privacy of their health and other personal information that is used, transferred, and retained by a multitude of different businesses. As a…

We’re Not Happy Until You’re Not Happy

If you’re going to make a brand promise, keep it. Otherwise, you and your company may be the brunt of the punchline… We’re not happy until you’re not happy!

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