VU Resources

Back to Basics – What Is the Surplus Lines Market?

With today’s hard market, more agents place business with the surplus lines market. This article provides a basic overview of the importance of the surplus lines market, and some pitfalls…

New ideas creativity and different innovative solution. Business concept. A group of paper airplanes, one plane is flying in the other direction, different way.

Workplace Bullying in the Insurance Industry

According to a 2021 survey from the Workplace Bullying Institute, about 30% of people experience bullying at work, and another 19% witness it. That means half of the workforce is…

Broken heart shaped cookie on pink background, top view with space for text. Relationship problems concept

Back to Basics – What is Spoliation in Insurance Claims?

The Oxford Dictionary defines spoliation as “the act of ruining, destroying or spoiling something,” according to. In short, it means that something that should be kept is lost, destroyed, or…

Concept of life, auto and home insurance with paper family, car and house in hands on yellow background

The Claims Handling Process for Agents: An Adjuster’s Perspective

This article outlines the claims handling process from the adjuster’s perspective so that you as an agent can be a better partner to your client – the policyholder.

Hammer gavel judge with car vehicle accident, insurance coverage claim lawsuit court case.

Underinsurance, A Hard Market, and Climate Change

Almost two years ago, the author authored the article “An Agent Call to Action: Underinsurance” which appeared in this publication as well as a couple of other blogs. Essentially, he…

a sunset over the Dolomites in Trentino

Filters

    1. VU Resources (1920)

    1. Virtual University (1856)
    2. E&O Guardian (56)
    3. Best Practices (1)
    4. Big "I" Hires (1)
    5. E&O (1)
    6. Ask an Expert (5)

    1. Article (1809)
    2. Download (9)
    3. Webinar (6)
    4. Checklist (1)

    1. Agency Management (1)
      1. Agency Operations (671)
      2. E&O Audit (1)
    2. Customer Service (530)
    3. Marketing (258)
    4. Technology (1)
      1. Artificial Intelligence (1)
    5. Sales (81)
    6. Procedures (1)
      1. Sample Customer Letters (1)
    7. Human Resources (42)
    8. Certificates of Insurance (69)
    9. EO Loss Control (5)
      1. Claims Prevention (15)
      2. Claims Happen (8)
      3. Common Errors Alleged (8)
      4. Claims Advisor (5)
    10. Professional Development (21)
    11. Risk Management (11)
    12. Perpetuation (19)
    13. Hiring and Recruiting (2)
    14. Regulation (1)
    15. Professional Liability (12)
    16. Diversity & Inclusion (1)
    17. Contracts (13)
    18. Disaster Preparedness (1)
    19. Hiring (2)
    20. Compensation (6)
    21. Recruiting (1)
    22. Agency Financing (1)
    23. Employee Benefits (1)
    24. Valuation (1)

    1. Commercial Lines (4)
      1. Commercial General Liability (CGL) (5)
        1. Exclusions (37)
        2. Other CGL (31)
        3. Coverages (19)
        4. Endorsements CGL (15)
        5. Additional Insureds (11)
        6. Contractual (8)
        7. Insureds (7)
        8. Crime (7)
        9. Liability CGL (6)
        10. Conditions CGL (5)
        11. Definitions (5)
      2. Property (2)
        1. Conditions Property (36)
        2. Other Property (32)
        3. Coverages Property (17)
        4. Property Exclusions (13)
        5. Endorsements Property (9)
        6. Perils (2)
      3. Commercial Lines Auto (3)
        1. Physical Damage (13)
        2. Other (11)
        3. Endorsements (10)
        4. Garage (3)
      4. Miscellaneous Commercial Lines (64)
      5. Business Income (50)
      6. Workers Compensation (48)
      7. Liability (20)
      8. Professional Liability (15)
      9. Flood (4)
    2. Personal Lines (28)
      1. Homeowners (1)
        1. Other Homeowners (24)
        2. Condo Issues (15)
        3. Property Coverages (14)
        4. Liability Coverages (11)
        5. Property Perils (11)
        6. Exclusions Property (9)
        7. Vehicles (7)
        8. Liability Exclusions (7)
        9. Insureds Homeowners (7)
        10. Definitions Homeowners (7)
        11. Conditions Homeowners (7)
        12. Endorsements Homeowners (1)
      2. Auto (1)
        1. Liability Auto (17)
        2. Insureds Auto (14)
        3. Other Auto (14)
        4. Physical Damage Auto (14)
        5. Rental Cars (6)
        6. Endorsements Auto (3)
        7. Conditions (1)
      3. Miscellaneous Personal Lines (29)
      4. Flood Personal Lines (28)
    3. Back to Basics (28)
    4. Life and Health (5)
      1. Life (13)
      2. Miscellaneous (12)
      3. Health (5)

    1. Commercial Lines (1)
      1. Workers Compensation (52)
      2. Commercial Auto (46)
      3. Professional Liability (15)
        1. E&O (15)
      4. Cyber Liability (1)
      5. BOP (1)
    2. Personal Lines (1)
      1. Homeowners (1)
        1. Jewelry (1)
      2. Life Insurance (27)
      3. Personal Umbrella (1)
    3. Auto (69)
    4. Flood (1)
      1. Personal Flood (1)
    5. Health Insurance (1)