As wildfire exposure spreads beyond traditional high-risk regions and devastates formerly untouched communities, insurance agents need practical ways to support clients facing non-renewals, restricted markets and difficult underwriting conversations. This…
This month, our team of experts provided answers to an interesting question: What are some best practices surrounding how to name the insured on a property policy? Is it appropriate…
Insurance agents should recognize that an artificial intelligence policy (AI) is only a starting point, not a complete risk-control system. Agencies need practical controls that identify where AI is used,…
Alcohol-fueled assault and battery (A&B) claims continue to arise in bars, “gentlemen’s” clubs, hotels and habitational risks, even as violent crime declines nationally. This article examines why A&B exclusions have…
An insurance agent accepts an attractive account despite lacking experience with that type of operation, only to face a costly dispute after a major loss reveals overlooked exposures that resulted…
Did you know there’s a small fix for your insureds who don’t want to submit gun schedules to their insurance company? Read on for a quick overview of one coverage…
Did you ever wonder what the carriers are up to? According to one group of experts at Insuraviews, a lot of change is afoot, at least with coverage enhancements, exclusions…
Did you know that almost a quarter of Americans speak a language other than English at home? Are you missing business opportunities to either work with or refer these clients?
ACORD recently released a new edition of the ACORD 25 (2025/12), now in use. Here is a clarification to any confusion about listing contract not policy limits.
For a total loss of a condominium association’s premises, many chose not to rebuild. This can occur for a variety of reasons. These include insufficient limits to recover the full…