VU Resources

Fatal Work Injuries and the Most Dangerous Occupations

Fatal work injuries in the United States dipped slightly in 2017 to 5,147 from the 5,190 fatal injuries reported in 2016 according to the U.S. Bureau of Labor Statistics. Likewise,…

paramedics loading injured man

Exclusions j.(5) and j.(6): Appeals Court Provides a Simple Tutorial

Decisions addressing the applicability of exclusions j.(5) and j.(6), given their often fact-intensive nature, are sometimes complex. But not MTI, Inc. v. Employers Insurance Company, No-17-6206 (10th Cir. 2019). It…

The Statue of Justice symbol, legal law concept image

Warren Buffett Champions an Inferior Product

Warren Buffett introduced the newest insurance disrupter – the THREE. As the name suggests, this is a three-page insurance policy intended for small businesses. If that isn’t amazing enough, this…

Insurance is Sexy

According to the experts, our industry is in almost immediate need of nearly 400,000 new workers due to retirements and other transitions. However, many hiring managers say the industry is…

News from the Front Lines: Insurance War Stories That Make You Go, “What?”

What an industry we chose! We get to see the good, the bad, the ugly, the stupid and utterly ridiculous. This is the stuff of legend and it reminds us…

Two retro red,blue and silver color chrome with button design microphone isolated on white background ,mass media,recording, press conference or interview concept . 3D rendering .

Trusts: Watch Out – Lawyers Strike Again

Trusts are often used as a means to avoid some of the issues related to probate and estate taxes. However, the lawyers rarely tell insureds that when a trust is…

Why Defining Actual Cash Value is Amazingly Difficult

The concept of actual cash value (ACV) is far more complicated than “replacement cost minus physical depreciation.” In fact, the meaning of replacement cost differs based on the state. To…

Law.

Why Defining Actual Cash Value is Amazingly Difficult

The concept of actual cash value (ACV) is far more complicated than “replacement cost minus physical depreciation.” In fact, the meaning of replacement cost differs based on the state. To…

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