VU Resources

Weird Legal Liability Theories You Probably Never Heard Of

Practice the insurance profession long and you begin to hear and learn various legal liability terms ranging from the basic ideas of “negligence” and “torts” to more specific concepts like…

The image of a gavel in a shopping cart suggests the intersection of consumerism and legal matters.

3 Underutilized Homeowners’ Endorsements

In the “HO-2000 world,” ISO has promulgated over 145 homeowners’ endorsements. Some of these endorsements take protection away (we want to stay away from those), some apply to specific exposures…

co-workers brainstorming

VU Quiz Results: Because You Want to Know

The VU asked our readers to take part in the first ever survey/quiz. Well, the results are in from our nearly 250 participants. If you took the quiz, see how…

5 Key PAP Eligibility Questions

When writing a PAP, the “risk” must meet specific eligibility guidelines. Five of these eligibility guidelines are discussed in this article.

Businessman hand holding umbrella and cover red car toy on table. Car insurance, warranty, repair, Financial, banking and money concept

An Excellent Strategy: Hire Incompetent Producers

Insurance agency consultant Chris Burand sheds light on the fallacious opinion held by some agency owners and even some agency consultants that a bad producer is better than no producer…

Insurance CE and “Micro Learning”

According to research the average person has a total of 24 minutes a week to dedicate to learning. Our current insurance education system doesn’t cater to this reality. The industry…

Kids at College: Does ISO’s Age Limitation Really Apply?

Based on the dictionary meaning of “resident,” is there really an age limitation on kids away at college? Paragraph 5.a.(1) states that an insured is a relative who is a…

Diverse students, including a young man in a wheelchair, chat in college library.

Fatal Work Injuries and the Most Dangerous Occupations

Fatal work injuries in the United States dipped slightly in 2017 to 5,147 from the 5,190 fatal injuries reported in 2016 according to the U.S. Bureau of Labor Statistics. Likewise,…

paramedics loading injured man

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