VU Resources

The Life of an E&O Claim

In some cases, the agency has really made a mistake, but in others the agency is a victim of circumstance and in hindsight would have behaved the exact same way.…

Chain of people figurines connected by white lines. Cooperation and interaction between people and employees. Dissemination of information in society, rumors. Communication. social contacts

“Sorry” Seems to Be the Hardest Word

I admire a person who can admit it when they’re wrong. In fact, it’s an important part of a healthy relationship. However, there’s a unique relationship that requires a delicate…

Financial consultant manager talking with a female client at the bank

Hidden Costs of an Agency Errors & Omission Claim

In today’s increasingly litigious world, even clients you have a solid relationship with can file an errors & omissions (E&O) claim against your agency if they believe you made a…

Disclaiming Disclaimers: Be Careful Using Narrow Disclaimers

By: Chris Boggs Because of the questions surrounding insurance protection for COVID-related claims, agents from around the country are considering including COVID-related disclaimers in proposals, renewals, and any other document intended…

Inadequate Replacement Cost – A Follow Up

By: Richard Lund Building material costs have increased dramatically during COVID because supply has not been able to keep up with demand for many reasons. As a result, IIABA’s Risk Management…

E&O Exposures: Increased When Working from Home?

By: Chris Boggs Focus is key! From an errors and omissions (E&O) perspective, agents cannot lose focus during this disrupted work setup. Working from home does not change the fact that…

House searching concept with a magnifying glass

A Bigger Boat: Expand Your Knowledge to Address Emerging Cyber Risks

By: John Spiehs “You’re gonna need a bigger boat” is probably the most famous line from the movie “Jaws.” As Roy Scheider glimpses the great white shark for the first time,…

Cyber security concept. Man using computer with system hacked alert due to cyber attack on computer network. Data Protection. Internet virus cyber security and cybercrime

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