Certificates of Insurance

Back to Basics – What Is the Surplus Lines Market?

With today’s hard market, more agents place business with the surplus lines market. This article provides a basic overview of the importance of the surplus lines market, and some pitfalls…

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What Agents Need to Know About the New Flood Rating (Risk Rating 2.0)

The NFIP has promulgated a new rating program for all flood policies – Risk Rating 2.0. The goal is to modernize flood rating using technology and history to develop somewhat…

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Back to Basics – Important Flood Resources Agents Need

Flood insurance is a victim of politics. Information learned a few years ago may no longer apply. Stay current.

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Building Your Own Home…Insurance Implications

It is not uncommon for a homeowner to serve as his or her own general contractor when building a new home. When doing so, there is an exposure to claims…

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Homeowners Coverage for Non-Rented Premises

Your daughter is getting married and friends with a beautiful lake home have offered their place for the reception. Concerned about personal liability, you check your HO policy but the…

Interpreting Condo Association Documents for Insureds

Whether agents should be reviewing any kind of contracts for insureds is an issue without an absolute solution. It depends on many factors, from the type of contract to the…

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