Human Resources

When Customers Move to Direct Writing Insurers

We’ve all seen the media stories about the demise of independent agents from organizations ranging from Google to Walmart getting into the insurance industry. Likewise, even our own publications refer…

Rocket spaceship antique style, Model cartoon toy space exploration icon on yellow background, Retro fly to the moon and galaxy, 3D rendering illustration

The Commoditization of P&C Insurance

This article is a wake-up call from consultant Chris Burand: “The independent agency system constantly emphasizes how important agents are to clients in choosing the right coverage. While agents can…

When It Comes to Serving Clients, Do You Lead or Follow?

This article is about leadership. When it comes to policy limits, forms and coverage, being a leader pays off for you and the client! Are you leading your clients so…

Young creative dedicated startup team preparing for presentation of business project and discussing ideas while working together at table with paper draft

The New “Retention Dimension”

High performance agencies inevitably maintain controllable customer retention rates of 95% or more regardless of the market conditions, regardless of the insurance economy and regardless of competition. And these high…

Businesspeople talking while standing in office during break. Teamwork concept. High quality photo

McKinsey, Commodities, and the Death of the Independent Agent

A recent McKinsey report concludes that personal lines insurance, by and large, has become a commodity. It also questions the viability and value of the agent. This article excerpts one…

ask important questions text engraved on wooden signpost outdoors in nature. Panorama format.

13 Steps to Keeping both Internal and External Customers Happy through Effective Communication

Most problems and complaints both outside and inside your company arise from poor communication. Poor communication most often results from either miscommunication or a lack of communication. This article identifies…

Think big. Inspiration, innovative technology, goal and success concepts. Biggest modern idea lightbulb icon on top of bulbs symbol on smaller wooden cube blocks stack isolated on white background.

How Much is an Agency OWNER Worth?

Reading the newspaper this morning there was an article suggested that a university President should earn no more than 10X the compensation of the lowest paid employee in the system.…

Business loans for real estate House mortgage calculation calculating property investment costs home property investment

What’s in a Name?

Many agency owners try to make producers out of employees simply by giving them the title “producer.” Even if these employees are not producing, they are given the title “producer”…

Glasses with brain isolated on orange background. 3d illustration