Virtual University

STDs and the Personal Auto Policy: Part 1 of 3

Does the personal auto policy extend coverage for a STD supposedly contracted in an insured auto? Well, “disease” is within the definition of bodily injury and there is no specific…

Understanding the Unique Facets of Flood Insurance: CBRA Zones and Otherwise Protected Areas (OPAs)

Flood insurance is, unusual. A flood policy essentially covers one peril but is surrounded by many unusual facts and facets that make flood coverage unlike any other. Agents must understand…

04 February 2019 Townsville, Qld - Suburbs adjacent to Townsville's Ross River were flooded when two millions litres of water was released every second from the city's dam. Unprecedented rainfall in the week leading up to this event saw the dam's level rise to nearly 250% - Photo: Cameron Laird (Ph: 0418 238811 - cameron@cameronlaird.com)

Filters

    1. Virtual University (1863)
    2. Best Practices (1)
    3. Big "I" Hires (1)
    4. Ask an Expert (4)

    1. VU Resources (1852)
    2. Posts (8)
    3. News (3)

    1. Article (1741)
    2. Download (9)
    3. Webinar (6)
    4. Checklist (1)

    1. Agency Management (671)
      1. Agency Operations (671)
    2. Customer Service (530)
    3. Marketing (257)
    4. Technology (1)
      1. Artificial Intelligence (1)
    5. Sales (81)
    6. Procedures (63)
    7. Human Resources (42)
    8. Certificates of Insurance (70)
    9. EO Loss Control (19)
    10. Professional Development (24)
    11. Risk Management (9)
    12. Perpetuation (19)
    13. Hiring and Recruiting (3)
    14. Regulation (1)
    15. Professional Liability (12)
    16. Diversity & Inclusion (1)
    17. Contracts (13)
    18. Disaster Preparedness (1)
    19. Hiring (2)
    20. Compensation (7)
    21. Recruiting (1)
    22. Agency Financing (2)
    23. Employee Benefits (1)
    24. Valuation (1)

    1. Commercial Lines (4)
      1. Commercial General Liability (CGL) (5)
        1. Exclusions (37)
        2. Other CGL (31)
        3. Coverages (19)
        4. Endorsements CGL (15)
        5. Additional Insureds (11)
        6. Contractual (8)
        7. Insureds (7)
        8. Crime (7)
        9. Liability CGL (6)
        10. Conditions CGL (5)
        11. Definitions (5)
      2. Property (2)
        1. Conditions Property (36)
        2. Other Property (32)
        3. Coverages Property (17)
        4. Property Exclusions (13)
        5. Endorsements Property (9)
        6. Perils (2)
      3. Commercial Lines Auto (3)
        1. Physical Damage (13)
        2. Other (11)
        3. Endorsements (10)
        4. Garage (3)
      4. Miscellaneous Commercial Lines (64)
      5. Business Income (50)
      6. Workers Compensation (47)
      7. Liability (19)
      8. Professional Liability (15)
      9. Flood (4)
    2. Personal Lines (28)
      1. Homeowners (1)
        1. Other Homeowners (24)
        2. Condo Issues (15)
        3. Property Coverages (14)
        4. Liability Coverages (11)
        5. Property Perils (11)
        6. Exclusions Property (9)
        7. Vehicles (7)
        8. Liability Exclusions (7)
        9. Insureds Homeowners (7)
        10. Definitions Homeowners (7)
        11. Conditions Homeowners (7)
        12. Endorsements Homeowners (1)
      2. Auto (1)
        1. Liability Auto (17)
        2. Insureds Auto (14)
        3. Other Auto (14)
        4. Physical Damage Auto (14)
        5. Rental Cars (6)
        6. Endorsements Auto (3)
        7. Conditions (1)
      3. Miscellaneous Personal Lines (29)
      4. Flood Personal Lines (28)
    3. Life and Health (5)
      1. Life (13)
      2. Miscellaneous (12)
      3. Health (5)
    4. Back to Basics (27)

    1. Commercial Lines (1)
      1. Workers Compensation (51)
      2. Commercial Auto (46)
      3. Professional Liability (6)
        1. E&O (6)
      4. Cyber Liability (1)
      5. BOP (1)
    2. Personal Lines (1)
      1. Homeowners (1)
        1. Jewelry (1)
      2. Life Insurance (27)
      3. Personal Umbrella (1)
    3. Auto (69)
    4. Flood (1)
      1. Personal Flood (1)
    5. Health Insurance (1)

    1. Big "I" News (1)