Virtual University

Are you losing clients to online insurance carriers? Do you worry that an issue of inadequate limits, coverage gaps, or payment snafus can expose your agency to an errors and…

Insurance losses related to jewelry are huge — much more than most insurers realize. According to Department of Justice statistics, 70% of all personal property (contents) theft losses are jewelry.…

Personal lines policies offer liability coverage limits that protect your insureds if they injure someone or damage their property. But with today’s ever-increasing jury verdicts, it’s not hard to see…

Coinsurance may be the least mentioned yet easily explainable clause in both commercial and personal property and other policies. You will find coinsurance clauses in many types of policies. These…

Test your knowledge of Homeowners’ using this 17-question quiz. Click here to access the quiz. Click here to download the answer key.     Last updated: December 4, 2020

Test your knowledge of Personal Lines using this 10-question quiz. Click here to access the quiz. Click here to download the answer key.   Last updated: November 6, 2020

This 36-page Big “I” Virtual University Risk & Reality Report was created by Danny Cook, an agent in Lumberton, North Carolina for more than 20 years. In October 2016, Hurricane…

4 Key Personal & Commercial Lines Exposures Every Agent Must Understand – R&R Report This 44-page Big “I” Virtual University Risk & Reality Report was created by Christopher J. Boggs,…

Property can be assigned many “values” depending on the purpose of the valuation and who is valuing it. Some examples include: The amount for which the property could be sold;…

Although May is the National Wildfire Awareness month, June is the month that brings back memories for me of the two most catastrophic wildfires in Colorado’s history (based on insured…