Virtual University

VU Quiz Results: Because You Want to Know

The VU asked our readers to take part in the first ever survey/quiz. Well, the results are in from our nearly 250 participants. If you took the quiz, see how…

Person Marking Excellent Checkbox On Customer Service Satisfaction Survey Form

5 Key PAP Eligibility Questions

When writing a PAP, the “risk” must meet specific eligibility guidelines. Five of these eligibility guidelines are discussed in this article.

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An Excellent Strategy: Hire Incompetent Producers

Insurance agency consultant Chris Burand sheds light on the fallacious opinion held by some agency owners and even some agency consultants that a bad producer is better than no producer…

A green man stands in a crowd of people. Recruiting a talented candidate. Search for a person. Promising. Different from others. Be special. Valuable employee. Promotion at work, career growth

Insurance CE and “Micro Learning”

According to research the average person has a total of 24 minutes a week to dedicate to learning. Our current insurance education system doesn’t cater to this reality. The industry…

Online learning and back to school design concept. Top view of student table with headphone and stationery on blue table background.

Kids at College: Does ISO’s Age Limitation Really Apply?

Based on the dictionary meaning of “resident,” is there really an age limitation on kids away at college? Paragraph 5.a.(1) states that an insured is a relative who is a…

Diverse students, including a young man in a wheelchair, chat in college library.

Fatal Work Injuries and the Most Dangerous Occupations

Fatal work injuries in the United States dipped slightly in 2017 to 5,147 from the 5,190 fatal injuries reported in 2016 according to the U.S. Bureau of Labor Statistics. Likewise,…

paramedics loading injured man

Exclusions j.(5) and j.(6): Appeals Court Provides a Simple Tutorial

Decisions addressing the applicability of exclusions j.(5) and j.(6), given their often fact-intensive nature, are sometimes complex. But not MTI, Inc. v. Employers Insurance Company, No-17-6206 (10th Cir. 2019). It…

The Statue of Justice symbol, legal law concept image

Warren Buffett Champions an Inferior Product

Warren Buffett introduced the newest insurance disrupter – the THREE. As the name suggests, this is a three-page insurance policy intended for small businesses. If that isn’t amazing enough, this…

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