Virtual University

What’s in a Name?

Many agency owners try to make producers out of employees simply by giving them the title “producer.” Even if these employees are not producing, they are given the title “producer”…

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Agents Are NOT a Commodity

The cry we hear loudest from agents is that they are losing customers to cheaper alternatives. Yet watching the buying habits of these same customers, they don’t buy the cheapest…

ISO’s 2014 Data Breach Exclusion Endorsements

Perhaps a large majority of all businesses are subject to data breach liability whereby someone steals or makes unauthorized use of personal or confidential information, often of customers. Such data…

Cyber Liability and Data Security

Over the next several months we are going to explore how you can protect your data from a data breach and what the federal and state laws say you must…

14 Customer Service Questions to Ask for 2014

With a new year just beginning, now is the time to start questioning your customer service delivery. In this short article, customer service expert Shep Hyken presents 14 questions you…

3D cartoon Hand holding star, paying extra bonus money to employee, special gift more salary or premium payment for high performance worker concept. Gift give away and bonos. 3d rendering illustration

2014 Changes in the ISO Homeowners Program

ISO has introduced two new HO endorsements and revised one HO endorsement. The revised endorsement seeks to clarify coverage for water back-up and sump discharge or overflow. The new endorsements…

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