Virtual University

Should Agents Send Certificates to Insurers?

An insurer recently sent its agency force a “Good News!” bulletin advising that it was no longer necessary to send it copies of most certificates of insurance. The bulletin also…

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Certificates of Insurance Resources

We have published a white paper and a number of articles that address many of the problems faced by agents when dealing with certificates. Formerly only available to Big “I”…

Personal Lines

Click above to access information. While issues like in-home businesses and recreational vehicles are addressed in this section of the VU research library, the focus is on mainstream coverage and…

VU Research Library

We currently have an extensive number of articles that include coverage analyses. Many of our articles are based upon real-life questions received by our Ask an Expert service.

Homeowners

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Vehicles

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Animal Liability and Umbrella Policies

Since many homeowners policies do not cover animal liability (or in the case of ISO, canine liability), it begs the question of how personal umbrella and excess liability policies respond…

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Jet Skis

Some of your customers probably own jet skis. Even more will rent or use one if they live or vacation near the coast, lakes or waterways. When they rent or…

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