The commercial insurance market is booming, but many small agencies have hesitated to dive in—until now. With steady premium growth and new technologies breaking down traditional barriers, smaller agencies are seizing the opportunity to expand into commercial lines. Discover how your agency can tap into this high-growth sector and compete like never before.
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Agents often get pulled into spots they don’t need to be; one of those is pulling MVRs for commercial auto clients. If asked to run MVRs for your commercial auto client, what should you do?
ISO’s Businessowners program remains very adaptable to ever-occurring changes in the business environment. The fact that the program has remained relevant and adaptable over the past four decades is a testament to their endurance. Enter the Micro BOP and its new endorsements. The recent endorsement modifications center on changes in cyber risks, which is an especially critical issue facing all businesses today. New Endorsements …
Introduction Since most claims in auto service risks arise from slip and falls, ISO removed eligibility of auto service risks from garage coverage. Given this, these risks were more appropriately written under the ISO Commercial General Liability Program. Now, after a recent multistate ISO filing, automobile service operations are eligible for Businessowners coverage. You heard what…
For insurance agents, carriers and adjusters, understanding specialized insurance products is critical to crafting tailored insurance solutions for clients across the industries. Two lesser known but useful insurance coverages are Engineering Insurance and Deterioration of Stock (DOS) insurance. While these are two distinct coverages, they are often sold together. Better understanding these coverages allows you to target your potential audience and…
While providing advice to your clients can strengthen relationships, it can also expose you to Errors & Omissions (E&O) claims. Claims can arise from issues like failure to recommend proper coverage, giving inaccurate advice that results in financial harm (such as workers’ compensation payroll miscalculations), or missing key risks. Many errors & omissions (E&O) claims…
Dehydration, heat stress, and heat stroke can escalate quickly during the summer months. Left untreated, these conditions are not just harmful but can also be life-threatening. With warmer weather on the horizon, it is vital to remind your clients about the risks posed by heat and humidity. Heat stress is not limited to outdoor workers.…
Professional liability (also known as Errors & Omissions insurance) protects against errors, omissions, negligence, and breach of duty in the rendering of, or failure to render, professional products or professional services that occur at, or in connection with, a project. It is especially important for those who retain third-party design and building consultants, such as surveyors, architects, engineers,…
