Commercial Lines

It’s Important to List All Insureds – If You Are Trying to Avoid E&O Suits

As ridiculous as it sounds, the entity being sued has to be an insured to garner any protection from the commercial general liability policy.

Top view design on blue background of Hand shaking which print screen on wooden round block with human figure for business deal and agreement concept.

Does Additional Insured Status Replace the Need for a Waiver of Subrogation?

Lower tier contractors seem to be fighting back on some contractual insurance requirements – even to the point of making improper claims. One in particular is that making another party…

Business mergers and acquisitions, partnership concept. Two miniature people merging on puzzle. Copy space for text

A Construction Defect Coverage Case Worth Noting

The California Appeals Court recently ruled on the application of the CGL’s j(5) and j(6) exclusion in regard to construction defect cases. This article highlights the key findings in the…

Wooden houses and an easel arrow down. The fall of the real estate market. concept of value or cost decrease. low liquidity and attractiveness. cheap rent. Reduced demand and market stagnation.

The Underwriting Period

Every state and the District of Columbia grants insurance carriers an “underwriting period.” Insurance carriers are granted broad authority to cancel a newly-written policy during this statutorily-limited period.

ISO’s 2017 Commercial Property Form Changes

September 1, 2017, ISO introduced six new changes to the commercial property program. As part of this filing, ISO altered the CP 10 30 Cause of Loss – Special Form,…

Extraterritorial/Reciprocity Statutes by State

When employees travel, it’s important to know the extraterritoriality and reciprocity statutes in the state where that employee is working. This reference document will help you do just that.

3d render pin pointer and Map location search GPS, travel navigation concept and or internet search bar technology. Paper map, banner, website. Vector illustration

Insurance Applications: Ambiguities and Lies

An insured’s offer to purchase insurance is made in the form of the application, supposedly completed by the insured. Acceptance flows from the insurance carrier in the form of a…

Confused relationships of people in a couple. Misunderstanding and conflicts in the family.

Credit Freezes and Insurance

Were you affected by the Equifax breach? There is a 1 in 2 chance you were. Even if you weren’t, there are certain steps you can take to fight identity…

The spy gets access to the data. Threat to personal data and secret documents. Industrial and financial espionage. Confidential information leakage. Hacker hacking database. Unauthorized admission

Filters

  1. VU Resources (421)
  2. News (37)
  3. Posts (15)
  4. Resources (15)

  1. Virtual University (415)
  2. ACT (9)
  3. Government Affairs (12)
  4. Invest (1)
  5. E&O Guardian (6)
  6. Company Partners (3)
  7. Alliance Blue (15)
  8. Trusted Choice (1)
  9. Research (2)
  10. Alliance Blue Plus (6)
  11. Alliance (8)
  12. Best Practices (1)
  13. Alliance Gold (5)
  14. State Association (1)
  15. E&O (8)
  16. Ask an Expert (4)
  17. Future One (1)

  1. Article (414)
  2. Download (2)
  3. Webinar (3)
  4. Checklist (5)
  5. Case Studies (5)

  1. Commercial Lines (2)
    1. Workers Compensation (57)
    2. Commercial Auto (49)
    3. Professional Liability (30)
      1. E&O (30)
    4. Crop (12)
    5. Bonds (9)
    6. Cyber Liability (6)
    7. BOP (2)
  2. Personal Lines (1)
    1. Homeowners (1)
    2. Personal Umbrella (1)
  3. Auto (3)
    1. Auto Home (3)
  4. Flood (1)
    1. Personal Flood (2)
    2. Commercial Flood (1)

  1. Commercial Lines (15)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (20)
      2. Other CGL (19)
      3. Coverages (22)
      4. Endorsements CGL (15)
      5. Additional Insureds (10)
      6. Contractual (9)
      7. Insureds (8)
      8. Crime (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (34)
      2. Other Property (33)
      3. Coverages Property (17)
      4. Endorsements Property (9)
      5. Perils (2)
    3. Miscellaneous Commercial Lines (64)
    4. Commercial Lines Auto (10)
      1. Physical Damage (14)
      2. Other (10)
    5. Business Income (20)
    6. Workers Compensation (48)
    7. Liability (23)
    8. Professional Liability (15)
  2. Personal Lines (2)
    1. Homeowners (1)
      1. Property Coverages (1)
      2. Liability Coverages (2)
      3. Property Perils (1)
    2. Auto (1)
      1. Liability Auto (1)
    3. Miscellaneous Personal Lines (2)
  3. Back to Basics (11)

  1. Agency Management (2)
    1. Agency Operations (2)
  2. Customer Service (2)
  3. Marketing (7)
  4. Technology (1)
    1. Artificial Intelligence (6)
    2. Data (1)
  5. Sales (5)
  6. Procedures (1)
    1. Coverage Checklists (4)
    2. Sample Customer Letters (1)
    3. File Documenation (1)
  7. Human Resources (2)
  8. Certificates of Insurance (15)
  9. EO Loss Control (1)
    1. Claims Advisor (1)
  10. Professional Development (1)
  11. Risk Management (5)
  12. Hiring and Recruiting (2)
  13. Regulation (2)
  14. Professional Liability (12)
  15. Diversity & Inclusion (2)
  16. Contracts (1)
  17. Disaster Preparedness (1)
  18. Compensation (4)
  19. Recruiting (2)
  20. Catastrophe (1)
  21. Agency Financing (1)

  1. Press Releases (20)
  2. ACT News (1)
  3. Big "I" News (5)
  4. State News (4)
  5. Two for Tuesday (7)