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Marijuana in the US

Although marijuana and THC-containing substances are still illegal federally, individual states are making their own laws concerning these substances. The fact is, most states are in direct conflict with the…

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3 Exciting Construction Risk Endorsements

In 2019, ISO introduced three new construction-related endorsements. Two extended automatic insured status for completed operations and one waiving subrogation rights when required by contract. The industry asked and received.

The Insurer of the Future

The Digital Transformation of the Insurance industry is underway. Technologies such as the Internet of Things, Big Data Analytics, Robotics and Artificial Intelligence are already making an impact. But where…

Big “I” Members Receive ACORD Forms Licenses

Thanks to an agreement developed by the Independent Insurance Agents & Brokers of America (the Big “I”) and ACORD, Big “I” members with annual P&C gross revenue of less than…

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Running MVRs for Commercial Auto Clients

Agents often get pulled into spots they don’t need to be; one of those is pulling MVRs for commercial auto clients. If asked to run MVRs for your commercial auto…

Paper contract form with a signature about to be signed on a signature field.

General Liability Insurance Coverage: Key Issues in Every State

A reference library is essential for true insurance professionals. One of the best reference tools for every serious insurance professional is one written by attorneys Randy Maniloff and Jeffrey Stemple.…

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Business-Use Auto Titled in Business and Individual’s Name

Small businesses are facing problems when buying a commercial auto for business use – banks often require the business and the business owner’s name be on the title. This has…

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Property Deductibles: Subtracted from the Limit or the Loss

A concept as common as the application of a “property deductible” is rarely taught or even considered, it is simply “understood.” The problem is we tend towards the belief that…

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