Advocacy
We are the voice of independent agents in the political process
We work with state legislators, the SC Department of Insurance, industry organizations and insurance company executives to monitor issues affecting independent insurance agents.
State Issues
- TORT REFORM
Addressing the legal loopholes that can hold a business unfairly accountable has been our top state legislative priority for several years now, and we finally made some progress in the first half of this session, with clear goals for future legislative agenda. Attempted in 2026 was a bill that sought to establish standards and procedures regarding time-limited settlement demands. Learn more on our Tort Reform Resource page (coming soon). - REFORMS LEADING TO REDUCING INSURANCE PREMIUMS
There were several bills during the 2025-26 legislative session seeking to make reforms that would ultimately lead to reduced insurance premiums in the property & casualty marketplace, including liquor liability and medical malpractice. While there was progress on these bills and they generated great discussion, none of them made it across to the finish line before the end of the session. Unfortunately they cannot be carried over to the new session starting in 2027. - NEW LAW AFFECTING UTILITY TERRAIN VEHICLES
One law did make it through the session into law, and agents should be prepared for questions from clients regarding how UTV use and ownership may impact their personal auto and homeowners policies and whether a separate recreational vehicle policy or endorsements may be necessary.
State Weekly Legislative Reports
Each Friday during the legislative session, our partners with McGuireWoods Consulting provide weekly State House updates on the activities of both the House and Senate.
See also:
National legislative issues involving insurance are handled by the government affairs staff of our national association, and our membership plays a key role in communicating our position on federal issues with the SC Congressional delegation in Washington.
Federal issues
For a list of current federal legislative issues facing independent agents and their clients, please view our national association’s Government Affairs Issues webpage.
InsurPac
InsurPac is the political action committee of our national association. It complements our federal legislative program and allows us to discuss important issues with legislators, but its funds need replenishing before and after every election cycle.
SOUTH CAROLINA ARE INSURPAC CHAMPIONS AGAIN!
Thank you to all who contributed to InsurPac in 2025! South Carolina are InsurPac Champions once again by raising the most contributions of any other state ($106,940) plus the most from Young Agents ($28,120). Our leadership was recognized at the National Big I Legislative Conference this spring in Washington, DC. View full 2025 contributors list in the Spring 2026 edition of SC Agent & Broker magazine.
