RLI IHB

Home-based business owners are susceptible to losses just like any other business owners. Many discover that their homeowner’s policy contains exclusions for business pursuits—but usually not until after they have suffered a loss.

RLI’s In Home Business policy, available to offer clients through your IIABSC membership, responds to the needs of over 100 eligible business classes on an ISO BOP form.

It offers comprehensive coverage for business personal property (both on-premises and while temporarily off-premises), along with up to $1 million in business general liability protection. Loss of business income coverage and medical payments are also included.

Premiums starting at $150, competitive commissions, easy underwriting and a self-rating application should make this product an easy sell.

How to Quote and Submit New Business Online

You can use your RLI Portal login to quote and submit Home Business policies entirely online. Policies can often be issued the same day.

If you need a login or need login assistance, contact the South Carolina RLI & Group Health Administrator Michele Poyner.

• Log in at https://myportal.rlicorp.com.
• Click “Home Business” at the top of the page to get to the Home Business community page.
• Go to the “RLink 360” box and click Launch
• Click “New Application” > “Home Business Insurance” > “Full Quote.”

This will take you through the application questions online and will give you the option to have RLI email the customer to pay online via credit card or ACH.

RLI will underwrite, email for payment, and then bind coverage once payment is posted.