Commercial General Liability (CGL)

Abusing the Pollution Exclusion

A contractor was hauling an oil tank on his flatbed trailer to a disposal site. The tank leaked a small amount of oil onto the road and a motorcycle in…

Hammer gavel judge with car vehicle accident, insurance coverage claim lawsuit court case.

Care, Custody or Control and Separation of Insureds

In the article, “The ‘Work You Performed’ Exclusion,” it is pointed out that damage to a customer’s auto during an ongoing operation, absent garagekeepers coverage, is often denied due to the care, custody or…

A car protected under a glass dome bubble. Car insurance concept. Generative ai.

Does 2 + 8 + 9 = 1?

For whatever reason(s), some carriers are more willing to write business auto liability coverage under Symbols 2, 8, and 9, rather than Symbol 1. Recently, we received an “Ask an…