Commercial Lines Auto

BAP Coverage for Loaner Cars…Or Lack Thereof

The ISO Personal Auto Policy provides broad coverage for the use of nonowned autos…essentially, the broadest coverage on any owned vehicle (liability, medical payments, physical damage, etc.) will extend to…

BAP Symbol 2 Coverage for Deleted Autos

An auto policy was written to provide liability and uninsured motorists (UM BI & PD) coverage on a Symbol 2 basis. The insured asked the agency to delete several autos…

car in dark

Overcoming a Symbol 7 Limitation with Symbol 8

Your insured’s business auto policy includes Symbols 7 and 8. He acquires a new vehicle, but fails to report it until he has an accident three months later. Normally, there…

Car crash dangerous accident on the road. SUV car crashing beside another one on the road.

Does a Trucker Need CGL Coverage?

Recently, we’ve had several “Ask an Expert” questions about the need for CGL coverage for someone whose business involves almost exclusively the driving or operation of a motor vehicle, from…