We Don’t Need No Stinking Gun Schedule
Did you know there’s a small fix for your insureds who don’t want to submit gun schedules to their insurance company? Read on for a quick overview of one coverage…
Insureds
Listing Your Insured’s “Doing Business As” (DBA) May Have Unintended Consequences
If you incorrectly name your insured on any policy, your insured may find he or she does not have coverage. After a loss is the worst time to learn that…
DBAs: Back Again, With a Not Necessarily Surprising Decision
Massachusetts highest court refuses to expand coverage beyond “DBA” in named insured, resulting in no coverage for $14m consent judgment in April 2022. Read on to learn more.
Including a ‘DBA’ in the Named Insured Might Limit Coverage
Does the breath of coverage depend on the inclusion or exclusion of the assumed business name, the DBA? Well, the answer isn’t as clear as you might think.
3 Keys to Getting the Named Insured Correct
Getting the named insured correct is critical because if you’ve done this wrong, there may be no coverage at all for that policy you just wrote.
Should Trade Names be Listed as Named Insureds on the CGL?
Should DBAs or T/As (trade names) be listed on the CGL? Do they have to be listed? Adjusters have told some agents that the misnaming of a trade name endangers…
It’s Important to List All Insureds – If You Are Trying to Avoid E&O Suits
As ridiculous as it sounds, the entity being sued has to be an insured to garner any protection from the commercial general liability policy.
Why Are Real Estate Managers CGL Insureds?
The ISO CGL policy includes real estate managers as insureds in the Who Is An Insured section. Why?
