History of Flood Mitigation and Insurance Laws
From a flood insurance perspective, how did we get to where we are? Flood insurance is colorful enough on its own, but reading the history makes it even weirder.
Personal Lines
Back to Basics – Understanding the Unique Facets of Flood Insurance
Flood insurance is unusual. A flood policy essentially covers one peril but it is surrounded by many unusual facts and facets that make flood coverage unlike any other. Agents must…
Back to Basics – Important Flood Resources Agents Need
Flood insurance is a victim of politics. Information learned a few years ago may no longer apply. Stay current.
New Flood Insurance Manual
The National Flood Insurance Program (NFIP) updated its Flood Insurance Manual effective April 1, 2020. Following are links to the updated manual and appendices.
Re-Learning Flood: Old Myths & New Realities
This report seeks to dispel some misconceptions about flood insurance.
New Flood Insurance Manual
The National Flood Insurance Program (NFIP) updated its Flood Insurance Manual effective April 1, 2020. Following are links to the updated manual appendices.
Flood Insurance Myth Debunked: The Two Acres – Two Properties Rule
Through our “Ask an Expert” service, we have had reports of adjusters denying flood claims on the basis that localized flooding did not cover a surface area of 2 acres/properties…
Post-Flood Homeowners Questions
“We have been getting some questions from our insureds about coverage under a Homeowners Policy for exposures that developed after the recent floods. I want to put together an FAQ…
RCBAP and Insurance to Value
Insurance professionals should explain the benefits of insuring to 100 percent of the replacement cost on the RCBAP (as well as all type of policies) covering buildings or personal property.…
Why Should I Buy Flood Insurance?
When the tragic floods hit Ron’s Cedar Rapids hometown, he sent me two e-mails over a week or so telling about the situation. Those e-mails, totally unedited, are below. It’s a compelling read,…
