Personal Lines

The Era of Vehicle Hacking is Here. Are Insurers Ready?

Do you think your car can be “stolen” yet still be sitting in the parking lot or driveway with you in it? Well, evidently, it can – it’s called “Hacking.”…

Gray modern car closeup on black background.

Church-Owned, Pastor Insured: Is This Correct?

An agent asks: A vehicle is registered to a church that provides the vehicle to the senior pastor and his wife for their personal use. The vehicle is insured on…

White car on colored background. Model white retro toy car on orange background. Miniature car with copyspace.

Cracking the Condominium Conundrum

How can a policy generating about $75 in revenue cost you $5,000, $10,000, or more? Believing that writing an HO-6 is quick and easy is the beginning of an E&O…

Row of colorful, red, yellow, blue, white, green painted residential townhouses, homes, houses with brick patio gardens in summer

4 Key Personal & Commercial Lines Exposures

4 Key Personal & Commercial Lines Exposures Every Agent Must Understand – R&R Report This 44-page Big “I” Virtual University Risk & Reality Report was created by Christopher J. Boggs,…

ISO’s 2018 Personal Auto Policy Changes

Insurance Services Office (ISO) filed 30 changes to its personal auto program effective September 1, 2018. Don’t find yourself behind the curve on the changes.