VU Resources

Three Myths About War and Terrorism Risks

“War and terrorism risks” are among the most severe issues facing organizations doing business outside the United States and, with an increasingly global economy and internet sales, more and more…

Planet globe earth burning in fire on a white background. natural disasters, global warming concept.

Perception is Reality

An increase in rates/premiums has been predicted for a while, though not yet widespread. But, there is evidence that the time is coming. Don’t let your insureds be blindsided. In…

Business growth concept. Financial report with graphs and arrow.

Reporting Underlying Claims to the Umbrella Carrier

An agent writes, “We seem to have some major disagreement within the office here as to whether a GL loss should be reported to the excess carrier. A few people feel…

House, car, money icons under a red umbrella for insurance protection concept

If the BOP Fits, DON’T Wear It!

Below is an “Ask an Expert” question we received involving a Business Owners Policy. While we attempted to address the coverage issues raised from the standpoint of the BOP, it…

CGL

textLayout:LISTING

Other

PLACE HOLDER textLayout:LISTING

The CGL Professional Liability ‘Exclusion’

Unlike the simple ISO HO policy, the ISO CGL policy has no specific professional liability exclusion. As a result, sometimes it can be difficult to determine whether a claim is…

Online E-Learning education by Technology concept : Australia Educational knowledge learning study abroad international Ideas. Glass earth globe on laptop keyboard, Studies from anywhere anytime

Discontinued Operations

This article is about the often misunderstood exposure of discontinued operations. While your Technical Affairs Committee continues to work with ISO with little success to develop stronger coverage for discontinued…

Concept selection and research workers with a magnifying glass on an abstract and employees.

Exclusions

PLACE HOLDER textLayout:LISTING

CGL Workmanship Exclusions (Part 1 of 3)

In response to an article we published called “What Is(n’t) ‘Your Work’ in the CGL?,” we got a response from a reader (see below) that resulted in a promise to…

Connections of employees teams in the company. Coordination, knowledge sharing. Equal distribution of duties, high autonomy of units. Collaboration, teamwork. An effective business relationship system

Filters

  1. VU Resources (1909)

  1. Virtual University (1850)
  2. E&O Guardian (54)
  3. Best Practices (1)
  4. Big "I" Hires (1)
  5. Ask an Expert (4)

  1. Article (1797)
  2. Download (9)
  3. Webinar (6)
  4. Guide (1)
  5. Checklist (1)

  1. Agency Management (1)
    1. Agency Operations (670)
    2. E&O Audit (1)
  2. Customer Service (530)
  3. Marketing (258)
  4. Technology (1)
    1. Artificial Intelligence (1)
  5. Sales (81)
  6. Procedures (1)
    1. Sample Customer Letters (1)
  7. Human Resources (42)
  8. Certificates of Insurance (69)
  9. EO Loss Control (5)
    1. Claims Prevention (15)
    2. Claims Happen (8)
    3. Common Errors Alleged (8)
    4. Claims Advisor (5)
  10. Professional Development (21)
  11. Perpetuation (19)
  12. Hiring and Recruiting (2)
  13. Risk Management (7)
  14. Regulation (1)
  15. Professional Liability (12)
  16. Diversity & Inclusion (1)
  17. Contracts (13)
  18. Disaster Preparedness (1)
  19. Compensation (6)
  20. Hiring (2)
  21. Recruiting (1)
  22. Agency Financing (1)
  23. Valuation (1)
  24. Employee Benefits (1)

  1. Commercial Lines (4)
    1. Commercial General Liability (CGL) (5)
      1. Exclusions (37)
      2. Other CGL (31)
      3. Coverages (19)
      4. Endorsements CGL (15)
      5. Additional Insureds (11)
      6. Contractual (8)
      7. Insureds (7)
      8. Crime (7)
      9. Liability CGL (6)
      10. Conditions CGL (5)
      11. Definitions (5)
    2. Property (2)
      1. Conditions Property (36)
      2. Other Property (32)
      3. Coverages Property (17)
      4. Property Exclusions (13)
      5. Endorsements Property (9)
      6. Perils (2)
    3. Commercial Lines Auto (3)
      1. Physical Damage (13)
      2. Other (11)
      3. Endorsements (10)
      4. Garage (3)
    4. Miscellaneous Commercial Lines (64)
    5. Business Income (50)
    6. Workers Compensation (48)
    7. Liability (20)
    8. Professional Liability (15)
    9. Flood (4)
  2. Personal Lines (28)
    1. Homeowners (1)
      1. Other Homeowners (24)
      2. Condo Issues (15)
      3. Property Coverages (14)
      4. Liability Coverages (11)
      5. Property Perils (11)
      6. Exclusions Property (9)
      7. Vehicles (7)
      8. Liability Exclusions (7)
      9. Insureds Homeowners (7)
      10. Definitions Homeowners (7)
      11. Conditions Homeowners (7)
      12. Endorsements Homeowners (1)
    2. Auto (1)
      1. Liability Auto (17)
      2. Insureds Auto (14)
      3. Other Auto (14)
      4. Physical Damage Auto (14)
      5. Rental Cars (6)
      6. Endorsements Auto (3)
      7. Conditions (1)
    3. Miscellaneous Personal Lines (29)
    4. Flood Personal Lines (28)
  3. Life and Health (4)
    1. Life (12)
    2. Miscellaneous (12)
    3. Health (4)
  4. Back to Basics (26)

  1. Commercial Lines (1)
    1. Workers Compensation (52)
    2. Commercial Auto (46)
    3. Professional Liability (8)
      1. E&O (8)
    4. Cyber Liability (1)
    5. BOP (1)
  2. Personal Lines (1)
    1. Homeowners (1)
      1. Jewelry (1)
    2. Life Insurance (26)
    3. Personal Umbrella (1)
  3. Auto (69)
  4. Flood (1)
    1. Personal Flood (1)