VU Resources

Binding Authority Weather Restrictions

Your agency/company contract has been amended as follows: “The Agency shall have no authority on behalf of the Company to provide new coverage or increase existing coverage when the National…

Other

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13 Caveats in Using E&S Markets

There are some excellent excess and surplus lines markets in this industry, many providing products and services superior to those in the standard market. However, there are inherent dangers in…

Interest rate financial and mortgage rates concept. Home and cube block shape with icon percent on balance seesaw scales. 3d illustration

Privacy

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Toxic Mold, CLUE Reports, and the FCRA

With more stringent underwriting that has resulted from a proliferation of mold and water damage claims, agents and others are facing increased demands for background reports when real estate is…

wooden figurines of a family in a house drawn with white chalk and rain from a cloud. Real estate and family insurance concept. Natural disaster protection, copy space

Furnishing MVRs…Legal But Not Permitted

When a commercial lines client requests an agency to run an MVR on a new employee in conjunction with adding him/her as a driver to the BAP, the agency may…

Circle of people interconnected by curves lines. cooperation, teamwork, training. Collaboration and cooperation, participation. Social connections, joining to solve tasks. Staff, community meeting

Credit-Savvy Agents Can Increase Their Value To Consumers

By now, most property and casualty insurance agents are aware that a majority of their customers (approximately three-fourths) actually benefit from underwriters using their credit behavior to set insurance policy…

Hand putting on a smiling wooden ball, Concept of recruiting

What HIPAA Means to You and Your Clients

Increasingly, we are receiving inquiries from agents wondering about the impact of HIPAA on their operations. Well, if you thought Gramm-Leach-Bliley was a pain, in the words of Al Jolson,…

Confused relationships of people in a couple. Misunderstanding and conflicts in the family.

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