VU Resources

Certificates of Insurance Laws and Regulations

A number of states have enacted laws, regulations, or regulatory directives governing certificates of insurance and similar forms. On this page, we provide a state by state listing of the…

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Certificates of Insurance Court Cases

Courts have generally held that certificates of insurance are not contracts and, therefore, not enforceable. However, this doesn’t mean that agents are insulated from lawsuits involving certificates of insurance under…

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Certificates of Insurance Issues and Answers

The foundation for this document is a series of Virtual University website articles written by Big “I” staff and members of the 50-person volunteer faculty and published in our free…

Certificates of Insurance Webinar Materials and Q&A

This program was developed as part of a comprehensive education and public relations initiative that has evolved from our original January 2007 white paper “Certificates of Insurance: Issues and Answers”…

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Where You Reside

Most homeowners policies provide coverage for the dwelling on the “residence premises.” The term “residence premises” is typically defined to include the dwelling “where you reside.” The question is, what…

Agent’s Article and PowerPoint on Certificates of Insurance (members/subscribers only)

A certificate of insurance is an informational document issued by or on behalf of an insurance company. Insurance agents are sometimes asked to provide a certificate of insurance that cannot…

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Best Practices for Certificates of Insurance

The processing of requests for certificates of insurance is arguably the most troublesome task performed by insurance agencies today. The task can be time-consuming and labor-intensive. If not handled properly,…

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Official Big “I” Policy on Certificates of Insurance

Certificates of insurance, evidences of insurance, and other documents developed to accomplish the same purpose (collectively “Certificates”) play a critical role in business transactions to provide information to third parties…

Should Agents Send Certificates to Insurers?

An insurer recently sent its agency force a “Good News!” bulletin advising that it was no longer necessary to send it copies of most certificates of insurance. The bulletin also…

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