VU Resources

Is Insurance a Commodity?

“There is hardly anything in the world that some man cannot make a little worse and sell a little cheaper, and the people who consider price only are this man’s…

Insuring Gift Cards – Commercial Lines

An insured stores activated gift cards worth several million dollars in a warehouse. The commercial property insurer says they’re not covered because they’re “evidences of debt” and the same as…

How Much is an Agency OWNER Worth?

Reading the newspaper this morning there was an article suggested that a university President should earn no more than 10X the compensation of the lowest paid employee in the system.…

Business loans for real estate House mortgage calculation calculating property investment costs home property investment

Disaster Planning Resources and Web Links

This page has evolved from our original Hurricane Katrina Resource Page. Except for a few links to articles available only to IIABA member agencies and paid VU subscribers, all of…

What’s in a Name?

Many agency owners try to make producers out of employees simply by giving them the title “producer.” Even if these employees are not producing, they are given the title “producer”…

Glasses with brain isolated on orange background. 3d illustration

Agents Are NOT a Commodity

The cry we hear loudest from agents is that they are losing customers to cheaper alternatives. Yet watching the buying habits of these same customers, they don’t buy the cheapest…

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