Including a ‘DBA’ in the Named Insured Might Limit Coverage
Does the breath of coverage depend on the inclusion or exclusion of the assumed business name, the DBA? Well, the answer isn’t as clear as you might think.
VU Resources
Commercial Property Quiz
Test your knowledge of Commercial Property with this 10-question quiz.
Quick Warning for Contractor Risks!
If a commercial contractor is now doing residential work because of market conditions, watch out for a residential exclusion.
Claims Made and Polling Letters
If you have a client written on a “claims made” policy, a polling letter can save them from an uncovered claim and you from an E&O loss. Polling Letters are…
Business Income and the Supposed Ambiguity of “…Direct Physical Loss of or Damage To…”
Is the phrase, “…direct physical loss of or damage to…” ambiguous? Plaintiff attorneys are trying to convince courts that it is. Simply, it’s not, and this article explains why.
IRV Methodologies, Replacement Cost and Reconstruction Cost: A COVID Issue?
Replacement cost isn’t what the insured thinks it is, and it’s the industry’s fault. When we say “replacement cost,” insureds hear, “I’m getting new stuff for old.” Depending on the…
“Workcation” and Work Comp
The employee decides to take his or her work “on the road” now that they are allowed to work from home – or anywhere. When the employee takes a “workcation”…
Five BOP Gaps and Pitfalls Agents Should Watch
BOP policies are not “all that.” There are some gaps every agent must know and understand before settling on a BOP.
Wife Sues Husband’s Employer Because He Brings Home COVID
In a first of its kind case, a wife sues her husband’s employer alleging she contracted COVID from her husband as a result of the employer’s negligence leading to her…
Insurance Implications of Required Vaccines
With the availability of the COVID vaccine, many discussions revolve around the legality of an employer requiring a vaccine. If the employer is allowed to require the vaccine, what are…
