Virtual University

Claims Made and Polling Letters

If you have a client written on a “claims made” policy, a polling letter can save them from an uncovered claim and you from an E&O loss. Polling Letters are…

Insurance Implications of Required Vaccines

With the availability of the COVID vaccine, many discussions revolve around the legality of an employer requiring a vaccine. If the employer is allowed to require the vaccine, what are…

ISO Business Auto Form and Endorsement Revisions

ISO’s most recent BAP multistate filing includes 19 NEW endorsements. Effective 11/1/2020, many of these endorsements are the result of Big I’s Technical Affairs Committee and cover gaps that have…

Toy car on the palm of a woman's hand on pink background. Protection, insurance auto concept

The Era of Vehicle Hacking is Here. Are Insurers Ready?

Do you think your car can be “stolen” yet still be sitting in the parking lot or driveway with you in it? Well, evidently, it can – it’s called “Hacking.”…

traffic jams in the city, road, rush hour

COVID Talking Points

Agents have asked the Big “I” many questions about COVID and insurance. Here are a few “talking points” that may be beneficial over the coming months.

Piggy bank wearing surgical face mask. Global economy during coronavirus pandemic. Financial crisis, banking concept. saving and investment.

Church-Owned, Pastor Insured: Is This Correct?

An agent asks: A vehicle is registered to a church that provides the vehicle to the senior pastor and his wife for their personal use. The vehicle is insured on…

Businessman hand holding umbrella and cover red car toy on table. Car insurance, warranty, repair, Financial, banking and money concept