Virtual University

Rental Cars and Insurance: I Was Wrong (Sort of)

When your insured rents a car is the coverage provided by his/her personal auto policy primary or excess? The reality is, there is no one answer. The answer is a…

A car protected under a glass dome bubble. Car insurance concept. Generative ai.

Uh-Oh, I Damaged a Rental Car

“Should I buy the damage waiver?” A question you probably receive from your clients on a regular basis. What do you tell them? Is it worth the money?

Rental Cars and Unauthorized Drivers

We had an insured call to advise that he was going on vacation and renting a car in his name. He has a 19 year old that he understands cannot…

Rental Cars and Diminution of Value

Several years ago, I wrote an article called “”The Top 10 Reasons to Purchase the Rental Car Company’s CDW/LDW.” This article and a downloadable consumer version you can share with…

Top 10 Reasons to Purchase the Rental Car Damage Waiver

Although most damage waiver fees are considered outrageous, the insured is best advised to purchase the waiver for short-term rentals. This is not only in the best interest of the insured, but also the…

two toy broken cars and car insurance document. compare car insurance concept. gray background

Zip Cars

Zipcar is an innovative alternative to traditional car rental. The company describes itself as a “car sharing” company instead of a car rental company. The company currently operates in multiple…

White car on colored background. Model white retro toy car on orange background. Miniature car with copyspace.