Commercial Lines

Should Trade Names be Listed as Named Insureds on the CGL?

Should DBAs or T/As (trade names) be listed on the CGL? Do they have to be listed? Adjusters have told some agents that the misnaming of a trade name endangers…

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DOPE Excludes Stupidity

Departments of Insurance across the country are bracing for the introduction of new commercial property policy language promised by the newly-formed property insurance bureau the Dominion of Organized Property Exchanges…

Big “I” Statement on Senate Farm Bill

WASHINGTON, D.C., June 28, 2018— The Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) today released the following statement on the passage of a Farm Bill…

Big “I” Applauds House Support for Crop Insurance

WASHINGTON, D.C., June 21, 2018— The Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) today applauds the House’s support of a strong Federal Crop Insurance Program…

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Murals Revisited

If your client has a mural on the inside or outside of the building, how do you cover it? Is it covered by the property policy? Is there any special…

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A Word About Murals

If your client has a mural on the inside or outside of the building, how do you cover it? Is it covered by the property policy? Is there any special…

lots of people holding lightblubs

Big “I” Statement on Crop Insurance and the Farm Bill

WASHINGTON, D.C., May 17, 2018— The Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) today released the following statement by Charles Symington, Big “I” senior vice…

Beautiful morning sunrise over the corn field

Why Ask the Underwriter?

When agents have coverage questions, they sometimes ask the underwriter for a coverage interpretation. Interested and concerned members of the VU faculty want to know why in the world you…

The Circular Relationship Between Contractual Risk Transfer, Insurance and Certificates of Insurance

Contractual risk transfer is often confused with insurance coverage; and certificates of insurance are ALWAYS confused for a document with any real meaning or power. This article focuses on one…

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Are You Applying the MOST Basic CGL Coverage Rule?

Before reviewing the exclusions, exceptions, and exceptions to exceptions, you must confirm the loss even qualifies for coverage based upon the grant of coverage found in the insuring agreement.

Cake statistics for business reports and statistics

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