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The Importance of Understanding Insurance Carrier Financial Ratings 

Most consumers consider the cost of insurance premiums as their main buying criteria. The main factor that insurance buyers should consider as they price shop their insurance, however, is the…

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Producer Compensation: A Base/Growth Model 

For decades we paid producers more for new business production than for renewals. Does this make sense? Here is a better alternative.

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Introducing the Power of Home Inventory Artificial Intelligence  

With more climate-related risks affecting homeowners, helping your clients itemize their home inventories before a loss occurs can save them hours of time and help them recoup more of their…

House choice and real estate concepts, original 3d rendering

How Important is Insurance?

Chris Burand’s  article, “How Important is Insurance,” reminds us that underinsurance, missing coverages and uninsurance plagues not only the consumer, but ultimately the agents, carriers in lost premium and errors…

Bag with money and tape measure with a wooden houses. The concept of a limited real estate budget. Low subsidies. Lack of investment in construction. Market crisis. Reduced demand for home buying.

Consistency or Intensity? 

When it comes to getting results, which is more helpful: consistency or intensity? What really wins? While each has its place and both are important, one matters more. Ultimately, consistency…

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Are We Making Teaching Insurance Ethics Too Hard? 

Our reliance on an ethical framework for decision making impacts almost everything we do as insurance agents and consultants to the industry. Yet we repeatedly witness decisions that lack an…

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There’s Much to Gain, Nothing to Lose By Engaging Insurance Employees 

In today’s competitive employment arena, employee engagement is more important than ever. With increased mergers, larger agencies aggressively poach talent, often offering higher pay and better benefits. How can you…

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